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The Swiss and European insurance markets continue to consolidate, with insurers and brokers pursuing mergers, acquisitions and strategic partnerships to gain scale, improve efficiency, and strengthen their market position in an increasingly competitive environment.A new generation of InsurTechs, digital insurers, and embedded insurance providers is challenging traditional players by leveraging technology, AI, and customer-centric business models to deliver faster, simpler, and more personalized insurance solutions.One of the main challenges facing the Swiss insurance sector is attracting and retaining experienced professionals, particularly those with specialist insurance expertise or established corporate client portfolios.Artificial intelligence is becoming a strategic priority. AI is increasingly embedded across the insurance value chain, including underwriting, claims management, fraud detection, customer service and risk assessment.
* In-House positions include Back & Middle Office functions,with a focus on administration and product expertise, where salaries are often composed of a minimum fixed base plus a substantial variable as part of the overall remuneration.** External positions include Front Office functions, focused on sales and customer acquisition, where salaries are often composed of a minimum fixed base plus a substantial variable as part of the overall remuneration.
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